Why Being Employed Is Risky
Cultural shift: From communal survival to industrial employment. Loyalty wanes, job instability rises. Self-employment offers autonomy, skill diversification, and risk mitigation.
Signs that you’re in a toxic work environment and how to deal with it
Insights from quitting a toxic workplace: interview red flags, abusive behaviors, exit strategies, and coping tips.
Retirement predictions: trends and my opinion on what will happen
Retirement seems impossible for most; financial advisors face distrust. Disruptive innovation, like ETFs and crypto, reshapes investments.
Price comparison sites – do you get the best deal?
Price comparison sites may not always offer the best deals due to hidden fees and upselling tactics. Direct booking can sometimes be cheaper.
Semigrating and remote working in South Africa
Have you ever been stuck in a job that required you to go into the office? In recent years there has been a move away…
Is Buying Timeshare A Good Idea?
Buying the holiday without the price tag Everyone wants to own a holiday home, but cannot afford the price tag. It’s an extremely expensive and…
Cyber Security And The Impact Of Posting Your Earnings Online
Posting your investment earnings online We’ve all seen how people in the personal finance community share screenshots of their investments. It’s encouraging to see that…
Frugal Christmas tips on spending, gifting and eating
Have yourself a merry Frugal Christmas! To make the festive season one to remember, people invite everyone and their dogs for the feast of a…
What are the differences between a retirement annuity, pension fund and provident fund?
The retirement annuity, pension fund and provident fund When you speak to a financial advisor or join a new company, you might be either forced…
How To Save For My Child’s Education
You’ll need money for your child’s education The cost of a child’s education has been on the increase over the last 20 years. The upward…
Fat FIRE: How To Retire Early Without Eating Out Of Trash Cans
Balance financial goals with present enjoyment. Fat FIRE allows luxuries without sacrificing tomorrow’s security.
The big list of personal finance resources
Discover a wealth of personal finance resources, from debt management to investing, curated to help you thrive financially!
How to ruin your financial future in 10 easy steps
Ruining your financial future We know people don’t want to hear the truth about action, money and taking responsibility. So, for this reason, I decided…
Do You Really Need A Rental Agent?
Utilize rental agents for property management. They handle tenants, inspections, and maintenance, offering convenience and expertise.
Scam Wars – Which one is the most lucrative?
Looking for high returns? Beware of scams promising big profits. Stay safe, invest wisely, and avoid unregulated schemes.
Pay Off Debt Or Save Money – Which Is More Important?
Emergency fund or pay off debt? This is not financial advice.Please don’t see this as financial advice. This is an opinion piece. Do your own…
What Makes The Most Money Over 20 Years?
I want my money to grow and be fully safe If you had R 100 000, where would you invest it? You don’t want to…
Lost or Stolen Wallet: What should you do?
My wallet has been stolen. I recently had a tenant who was about to move into my property. He paid the deposit, but not yet…
Is An ETF Better Than A Unit Trust?
Unit trusts and ETFs A friend of mine recently contacted his broker and requested information about investing in ETFs. He received feedback that they don’t…
What is debt review? Does debt review affect my credit score?
Debt review: Understand its process and implications. Manage debts responsibly to avoid financial pitfalls.