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Why Being Employed Is Risky
Cultural shift: From communal survival to industrial employment. Loyalty wanes, job instability rises. Self-employment offers autonomy, skill diversification, and risk mitigation.
Signs that you’re in a toxic work environment and how to deal with it
Insights from quitting a toxic workplace: interview red flags, abusive behaviors, exit strategies, and coping tips.
Retirement predictions: trends and my opinion on what will happen
Retirement seems impossible for most; financial advisors face distrust. Disruptive innovation, like ETFs and crypto, reshapes investments.
Price comparison sites – do you get the best deal?
Price comparison sites may not always offer the best deals due to hidden fees and upselling tactics. Direct booking can sometimes be cheaper.
Semigrating and remote working in South Africa
Have you ever been stuck in a job that required you to go into the office? In recent years there has been a move away from the traditional office setup to allowing employees to work from home. Many people have taken advantage of this by moving further away from work, yet close enough that they […]
Is Buying Timeshare A Good Idea?
Buying the holiday without the price tag Everyone wants to own a holiday home, but cannot afford the price tag. It’s an extremely expensive and difficult process to find the place that you want, and then you only use it for a week or two a year. Imagine you’re able to buy a holiday home […]
Cyber Security And The Impact Of Posting Your Earnings Online
Posting your investment earnings online We’ve all seen how people in the personal finance community share screenshots of their investments. It’s encouraging to see that other people are starting to invest and make money. Even though there are no police on social media that stops you from posting your personal financial information, every now and […]
Frugal Christmas tips on spending, gifting and eating
Have yourself a merry Frugal Christmas! To make the festive season one to remember, people invite everyone and their dogs for the feast of a lifetime. This seems to be the perfect opportunity for adults to display their financial power to other family members through gifts, expensive food, wine and even a jumping castle for […]
What are the differences between a retirement annuity, pension fund and provident fund?
The retirement annuity, pension fund and provident fund When you speak to a financial advisor or join a new company, you might be either forced or encouraged to buy into a retirement product. As these products have lots of regulations and legal obligations, it might feel like you’re pouring money into a bottomless pit. Don’t […]
How To Save For My Child’s Education
You’ll need money for your child’s education The cost of a child’s education has been on the increase over the last 20 years. The upward trend tends to increase with inflation (CPI) +2% for education fees. A recent study by Old Mutual revealed that at the current trend, the cost of education in 2035 will […]
Fat FIRE: How To Retire Early Without Eating Out Of Trash Cans
Balance financial goals with present enjoyment. Fat FIRE allows luxuries without sacrificing tomorrow’s security.
The big list of personal finance resources
Discover a wealth of personal finance resources, from debt management to investing, curated to help you thrive financially!
How to ruin your financial future in 10 easy steps
Ruining your financial future We know people don’t want to hear the truth about action, money and taking responsibility. So, for this reason, I decided to do a post on ruining your money future. I know we ruin our financial future all by ourselves, but I thought I would supply some guidelines on making this […]
Do You Really Need A Rental Agent?
Utilize rental agents for property management. They handle tenants, inspections, and maintenance, offering convenience and expertise.
Scam Wars – Which one is the most lucrative?
Looking for high returns? Beware of scams promising big profits. Stay safe, invest wisely, and avoid unregulated schemes.
Pay Off Debt Or Save Money – Which Is More Important?
Emergency fund or pay off debt? This is not financial advice.Please don’t see this as financial advice. This is an opinion piece. Do your own calculations and make your own decisions. After drinking too much coffee, I decided to throw the whole Twitter in disarray with a simple question: should I pay off debt or […]
What Makes The Most Money Over 20 Years?
I want my money to grow and be fully safe If you had R 100 000, where would you invest it? You don’t want to lose your money, but also not miss out on growth. Cash or equivalents have been the safe haven for people who don’t want to risk losing their money. The stock market, […]
Lost or Stolen Wallet: What should you do?
My wallet has been stolen. I recently had a tenant who was about to move into my property. He paid the deposit, but not yet the first month’s rent. As you know, I am very strict about tenants in my property and payments. Just before he had to pay the first month’s rent, he left his […]
Is An ETF Better Than A Unit Trust?
Unit trusts and ETFs A friend of mine recently contacted his broker and requested information about investing in ETFs. He received feedback that they don’t offer the service. Yet, they do have unit trusts. What is the difference between an ETF and a unit trust? Note: if you have no idea what an ETF is, check […]
What is debt review? Does debt review affect my credit score?
Debt review: Understand its process and implications. Manage debts responsibly to avoid financial pitfalls.