Ownership: the 99 year lease agreement Long term property lease agreements are rare in South Africa, but not unheard of. One of the major developments in recent time, Waterfall in Midrand implemented an interesting, innovative 99-year lease agreement where you Read more…
The retirement annuity, pension fund and provident fund When you speak to a financial advisor or join a new company, you might be either forced or encouraged to buy into a retirement product. As these products have lots of regulations Read more…
You’ll need money for your child’s education The cost of a child’s education has been on the increase over the last 20 years. The upward trend tends to increase with inflation (CPI) +2% for education fees. A recent study by Read more…
What is growth hacking? “A growth hacker is a person whose true north is growth.” – Sean Ellis (2010) Small businesses have a fascination with growth – it’s like they want to get funding, buy lots of stock and wait Read more…
My first year of self-employment When I left my company, my last email said that, in the words of Bilbo Baggins, “I am going on an adventure!”. With my first year of self-employment behind me, I can concur – it’s Read more…
Rummaging for a valid will When my grandmother passed away a few years ago, my mom had to rummage through all her things to find her will and testament. The will they found between her wasn’t signed. Imagine now that Read more…
Customer or product-focused? A company is either customer or product-focused. But hardly ever both. For the last hundred years (at least), big businesses have attempted to put the customer first. This has led to sayings like the one below, where Read more…
How do I get good business ideas? Are you sitting with a white piece of paper in front of you, waiting for that bright business idea to drop? Well, many people struggle to take the initial step – getting a Read more…
You need a side hustle Most people don’t think about side hustles when they are employed. They feel that they are getting a stable income and do not need a side hustle – or don’t have the time. Though valid Read more…
Startup or a small business? I was recently contacted by a ‘startup’ wanting to leverage my following to sell their product. After a bit of digging, I discovered it most definitely is not a startup, but a value-added service to Read more…