Frugal is an avid property investor and writes about personal finances, property, side hustling (small business) and other psychological defects. He loves interacting, teaching, coaching and bringing solutions to every day (and complex business) problems.

But he needs coffee. Why not chat to him about how you can support him or his business?

By education, Frugal is an art director – a creative problem solver. By profession, he is a software developer. His company is called Effectify – we specialise in simplifying problems to bring customers simple solutions that work.