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// LOCALMONEY

  • Home
  • Property
        • Get Started On Property
        • Get Started On Property
        • First-time property investor
        • Property Tools
        • Should I buy my property in a trust, company or in my own name?
        • Rental property inspections // Checklists
        • Home Loan Calculator South Africa
        • Property Articles
        • Property And Tax
        • Advanced Property Articles
        • All Articles On Property
  • Money
        • Personal Finance
        • Get started investing in the stock market
        • How To Build Your Credit Score
        • All personal finance articles
        • Get It Cheaper
        • Stockbroker Platform Fee Comparison
        • Cryptocurrency Platform Fee Comparison
  • Hustles
        • I need a hustle
        • All Hustle Articles
  • Blog
  • Store
  • Media // Contact
        • FrugalLocal in the Media
        • Work with Me
        • Contact Frugal

Category: Investing

  • First-time property investor: tips and tricks

    First-time property investor: tips and tricks

    Prepare financially, get a loan, research areas, consider tenants, outsource tasks, calculate profitability, and commit for the long term when investing in property.

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  • How to calculate the ROI on rental property

    How to calculate the ROI on rental property

    Assess rental property profitability using metrics like ROI, cap rate, and the 1% rule. Leverage tax breaks and expert advice for optimal returns.

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  • How to pay less tax on rental property?

    Minimize property investment taxes by leveraging deductions like expenses and interest payments, optimizing legal structures, and exploiting tax breaks for substantial savings.

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  • How to get your home loan approved

    Meet the bank’s criteria: affordability, cash flow, credit score, and property valuation. Beware of red flags like overpriced properties and previous credit issues.

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  • How to pay off your bond quicker

    How to pay off your bond quicker

    Pay off your home loan faster by depositing extra money, negotiating lower rates, and possibly shortening the loan term.

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  • Fair wear and tear and rental properties – what you need to know

    Fair wear and tear and rental properties – what you need to know

    Fair wear and tear refers to expected deterioration from regular use, while damage is excessive or unauthorized changes causing substantial harm.

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  • How to do a rental property inspection – with Checklist!

    How to do a rental property inspection – with Checklist!

    Rental property inspections are crucial for both landlords and tenants. They protect against disputes and ensure accountability.

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  • Retirement predictions: trends and my opinion on what will happen

    Retirement predictions: trends and my opinion on what will happen

    Retirement seems impossible for most; financial advisors face distrust. Disruptive innovation, like ETFs and crypto, reshapes investments.

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  • What is EasyProperties and how does it work – An honest review

    What is EasyProperties and how does it work – An honest review

    EasyProperties allows individuals to invest in property by buying shares in residential properties in South Africa through the EasyEquities platform.

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  • What is the EasyCrypto10 (EC10) crypto index?

    What is the EasyCrypto10 (EC10) crypto index?

    EasyCrypto10 simplifies cryptocurrency investment for non-experts, resembling an index fund. However, its board’s power to alter rules raises concerns.

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  • Do I Actually Own The Fractional Share (CFD) With EasyEquities?

    Do I Actually Own The Fractional Share (CFD) With EasyEquities?

    EasyEquities have made it easy to invest in ETFs, shares, bonds and even cryptocurrencies through EC10. This is often done by offering fractional shares to…

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  • Frugal Local’s top books to read for 2022

    Frugal Local’s top books to read for 2022

    “If you want your children to be intelligent, read them fairy tales. If you want them to be more intelligent, read them more fairy tales”

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  • What is the S&P500 index and what ETFs track it?

    What is the S&P500 index and what ETFs track it?

    The S&P500 index and ETFs NOTE! The information is based on November 2021 data Considered to be a proxy of the U.S. equity market, the…

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  • How to earn passive income through crypto

    How to earn passive income through crypto

    Passive income through crypto Imagine having a stream of revenue flowing into your wallet – and having to do nothing to make it happen. Though…

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  • Closing The Generational Wealth Gap in South Africa

    Closing The Generational Wealth Gap in South Africa

    Leaving a legacy and generational wealth A good man leaves an inheritance to his children’s children. Imagine you had the power and ability to leave…

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  • Balwin vs the owners at The Blyde Riverwalk Estate: dealing with majority stakes

    Balwin vs the owners at The Blyde Riverwalk Estate: dealing with majority stakes

    The Blyde Riverwalk Estate: owning a majority stake in the sectional title scheme When buying property, you could be buying a full title,  sectional title or leasehold.…

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  • Waterfall City’s 99 year property lease agreement

    Waterfall City’s 99 year property lease agreement

    Ownership: the 99-year lease agreement Long term property lease agreements are rare in South Africa, but not unheard of. One of the major developments in…

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  • What are the differences between a retirement annuity, pension fund and provident fund?

    What are the differences between a retirement annuity, pension fund and provident fund?

    The retirement annuity, pension fund and provident fund When you speak to a financial advisor or join a new company, you might be either forced…

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  • How To Save For My Child’s Education

    How To Save For My Child’s Education

    You’ll need money for your child’s education The cost of a child’s education has been on the increase over the last 20 years. The upward…

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  • The big list of personal finance resources

    The big list of personal finance resources

    Discover a wealth of personal finance resources, from debt management to investing, curated to help you thrive financially!

    Read More…

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