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This is the list of real estate resources that you need
Comprehensive list of real estate resources for buyers, investors, and property owners. Start smart with these tools and guides!
7 Ways I save time and money in my hustles
Have your cake and eat it – save time and money If you want to save time and money in your side hustle, small business or as a freelancer, you need to be intentional. We want everything done quickly, at a low cost and expect it to be top quality. Even in my industry, I […]
How to ruin your financial future in 10 easy steps
Ruining your financial future We know people don’t want to hear the truth about action, money and taking responsibility. So, for this reason, I decided to do a post on ruining your money future. I know we ruin our financial future all by ourselves, but I thought I would supply some guidelines on making this […]
Frugal Local’s top books to read for 2021
Frugal’s top books cover personal finance, business strategies, mental health, and fiction, offering diverse insights for readers
Scam Wars – Which one is the most lucrative?
Looking for high returns? Beware of scams promising big profits. Stay safe, invest wisely, and avoid unregulated schemes.
Pay Off Debt Or Save Money – Which Is More Important?
Emergency fund or pay off debt? This is not financial advice.Please don’t see this as financial advice. This is an opinion piece. Do your own calculations and make your own decisions. After drinking too much coffee, I decided to throw the whole Twitter in disarray with a simple question: should I pay off debt or […]
Is An ETF Better Than A Unit Trust?
Unit trusts and ETFs A friend of mine recently contacted his broker and requested information about investing in ETFs. He received feedback that they don’t offer the service. Yet, they do have unit trusts. What is the difference between an ETF and a unit trust? Note: if you have no idea what an ETF is, check […]
What is debt review? Does debt review affect my credit score?
Debt review: Understand its process and implications. Manage debts responsibly to avoid financial pitfalls.
Why Consultation Based Fees Are Better Than Assets Under Management
Financial advisors should add tangible value before charging fees. Understand pricing models and assess if services truly benefit your financial health.
Creating a file of life for in case something happens to you
Create a comprehensive “File of Life” containing legal documents, financial details, and personal information to leave a legacy and aid loved ones.
How to get a home loan – the process
Navigating the home loan process involves paperwork, bank submissions, and understanding terms. Get insights on approvals, conditions, and registration.
How To Invest In Property Without Buying It Physically
Diversify property investments without physical ownership. Options include REITs, listed companies, unlisted companies, and property stokvels.
How To Deal With Negativity Around Money, Relationships And Politics
Negativity compounds like interest. Counter it by starving negative thoughts and feeding positivity.
How To Get Over A Toxic Workplace
Workplaces can turn toxic. Stay resilient, detox, and reclaim your worth. Your job doesn’t define you.
How to manage lifestyle inflation
Beware lifestyle inflation! Learn to differentiate between wants and needs to secure your financial future.
I Got Retrenched – What Now?
Navigate job loss with resilience. Manage finances, explore opportunities, and stay positive amidst adversity.
How To Create A Financial Plan For You And Your Family
Simplify financial planning with a clear roadmap. Identify goals, manage debt, build an emergency fund, save for retirement, and automate finances.
How You Need To Run Your Personal Finances
Manage your finances like a business: track income, cut costs, and automate tasks to secure your financial future. Invest wisely!
Estate planning for normal people
Discover the intricacies of estate planning: wills, taxes, and asset distribution, all essential for peace of mind.
How To Negotiate Interest Rates For Your Home Loan
Learn the art of negotiating your home loan interest rate. Tips to prepare, apply, and renegotiate for better rates.