Gap cover 101: What you need to know
Gap cover bridges the gap between medical aid payouts and actual medical costs. It’s essential for unforeseen expenses and not covered by medical aid.
How to pay off your bond quicker
Pay off your home loan faster by depositing extra money, negotiating lower rates, and possibly shortening the loan term.
How do repo rate changes affect my money?
Understanding interest rates is vital for managing finances. Changes affect loans, investments, businesses, and the economy.
The opportunity cost of certification and degrees
Success and earning potential aren’t solely determined by formal education or certifications. While qualifications can open doors, practical skills, experience, and entrepreneurship can lead to…
How to get a raise
Prepare evidence of your value, align goals with company priorities, and negotiate during performance reviews for a raise.
Signs that you’re in a toxic work environment and how to deal with it
Insights from quitting a toxic workplace: interview red flags, abusive behaviors, exit strategies, and coping tips.
Retirement predictions: trends and my opinion on what will happen
Retirement seems impossible for most; financial advisors face distrust. Disruptive innovation, like ETFs and crypto, reshapes investments.
How to start an ecommerce business in South Africa
Starting an online business is simpler than ever with tools like WordPress, WooCommerce, and iKhokha. Build your website, set up e-commerce functionality, and drive traffic…
What is the EasyCrypto10 (EC10) crypto index?
EasyCrypto10 simplifies cryptocurrency investment for non-experts, resembling an index fund. However, its board’s power to alter rules raises concerns.
Price comparison sites – do you get the best deal?
Price comparison sites may not always offer the best deals due to hidden fees and upselling tactics. Direct booking can sometimes be cheaper.
Semigrating and remote working in South Africa
Have you ever been stuck in a job that required you to go into the office? In recent years there has been a move away…
Do I Actually Own The Fractional Share (CFD) With EasyEquities?
EasyEquities have made it easy to invest in ETFs, shares, bonds and even cryptocurrencies through EC10. This is often done by offering fractional shares to…
Is Buying Timeshare A Good Idea?
Buying the holiday without the price tag Everyone wants to own a holiday home, but cannot afford the price tag. It’s an extremely expensive and…
Frugal Local’s top books to read for 2022
“If you want your children to be intelligent, read them fairy tales. If you want them to be more intelligent, read them more fairy tales”
What is the S&P500 index and what ETFs track it?
The S&P500 index and ETFs NOTE! The information is based on November 2021 data Considered to be a proxy of the U.S. equity market, the…
How to earn passive income through crypto
Passive income through crypto Imagine having a stream of revenue flowing into your wallet – and having to do nothing to make it happen. Though…
Closing The Generational Wealth Gap in South Africa
Leaving a legacy and generational wealth A good man leaves an inheritance to his children’s children. Imagine you had the power and ability to leave…
Cyber Security And The Impact Of Posting Your Earnings Online
Posting your investment earnings online We’ve all seen how people in the personal finance community share screenshots of their investments. It’s encouraging to see that…
What are the differences between a retirement annuity, pension fund and provident fund?
The retirement annuity, pension fund and provident fund When you speak to a financial advisor or join a new company, you might be either forced…
How To Save For My Child’s Education
You’ll need money for your child’s education The cost of a child’s education has been on the increase over the last 20 years. The upward…