• How can I make money through affiliate marketing?…

    How can I make money through affiliate marketing?…

    So, you’re looking to sell products online, but you’re struggling because you don’t have anything to sell. Or, you’re a content creator with a few courses that you’re selling through your websites. Imagine if everyone could help you sell this on your behalf – and make a commission in the process? This is where affiliate […]

  • Do I Actually Own The Fractional Share (CFD) With EasyEquities?

    Do I Actually Own The Fractional Share (CFD) With EasyEquities?

    EasyEquities have made it easy to invest in ETFs, shares, bonds and even cryptocurrencies through EC10. This is often done by offering fractional shares to clients for investment purposes. What are fractional shares? Imagine wanting to invest in Apple – but you don’t have R 2 600 ($ 169) for a single share. This has […]

  • How to start a blog in South Africa

    How to start a blog in South Africa

    Bloggers in South Africa People have been blogging and creating content for more than 20 years on the web – and the technology associated with blogging has matured substantially during this time. Ease of access to blogging platforms has liberated the industry so that anyone can blog in their area of expertise or interest – […]

  • Is Buying Timeshare A Good Idea?

    Is Buying Timeshare A Good Idea?

    Buying the holiday without the price tag Everyone wants to own a holiday home, but cannot afford the price tag. It’s an extremely expensive and difficult process to find the place that you want, and then you only use it for a week or two a year. Imagine you’re able to buy a holiday home […]

  • Frugal Local’s top books to read for 2022

    Frugal Local’s top books to read for 2022

    “If you want your children to be intelligent, read them fairy tales. If you want them to be more intelligent, read them more fairy tales”

  • What is the S&P500 index and what ETFs track it?

    What is the S&P500 index and what ETFs track it?

    The S&P500 index and ETFs NOTE! The information is based on November 2021 data Considered to be a proxy of the U.S. equity market, the index is composed of 500 constituent companies. – S&P Indices Methodologies document The Standards and Poor’s 500 (S&P500) is one of the seminal indices of the world today. The index measures […]

  • How to earn passive income through crypto

    How to earn passive income through crypto

    Passive income through crypto Imagine having a stream of revenue flowing into your wallet – and having to do nothing to make it happen. Though it might sound like an impossible task to earn passive income through crypto, there are some options. Note that this is not a get rich quick scheme or a ‘retire […]

  • Closing The Generational Wealth Gap in South Africa

    Closing The Generational Wealth Gap in South Africa

    Leaving a legacy and generational wealth A good man leaves an inheritance to his children’s children. Imagine you had the power and ability to leave a financial legacy to your children, their children and even their children. Previously, this was only available to the super-rich, but these days you can do the same.    Generational […]

  • Cyber Security And The Impact Of Posting Your Earnings Online

    Cyber Security And The Impact Of Posting Your Earnings Online

    Posting your investment earnings online We’ve all seen how people in the personal finance community share screenshots of their investments. It’s encouraging to see that other people are starting to invest and make money.  Even though there are no police on social media that stops you from posting your personal financial information, every now and […]

  • Frugal Christmas tips on spending, gifting and eating

    Frugal Christmas tips on spending, gifting and eating

    Have yourself a merry Frugal Christmas! To make the festive season one to remember, people invite everyone and their dogs for the feast of a lifetime. This seems to be the perfect opportunity for adults to display their financial power to other family members through gifts, expensive food, wine and even a jumping castle for […]

  • Balwin vs the owners at The Blyde Riverwalk Estate: dealing with majority stakes

    Balwin vs the owners at The Blyde Riverwalk Estate: dealing with majority stakes

    The Blyde Riverwalk Estate: owning a majority stake in the sectional title scheme When buying property, you could be buying a full title,  sectional title or leasehold. Balwin’s The Blyde Riverwalk development is a sectional title scheme where all the owners each own a section in the scheme. There is also common property, that is jointly owned […]

  • Waterfall City’s 99 year property lease agreement

    Waterfall City’s 99 year property lease agreement

    Ownership: the 99-year lease agreement Long term property lease agreements are rare in South Africa, but not unheard of. One of the major developments in recent time, Waterfall in Midrand implemented an interesting, innovative 99-year lease agreement where you sort of have ownership, but don’t. Notwithstanding, we find that in our culture, we have the […]

  • What are the differences between a retirement annuity, pension fund and provident fund?

    What are the differences between a retirement annuity, pension fund and provident fund?

    The retirement annuity, pension fund and provident fund When you speak to a financial advisor or join a new company, you might be either forced or encouraged to buy into a retirement product. As these products have lots of regulations and legal obligations, it might feel like you’re pouring money into a bottomless pit.  Don’t […]

  • How To Save For My Child’s Education

    How To Save For My Child’s Education

    You’ll need money for your child’s education The cost of a child’s education has been on the increase over the last 20 years. The upward trend tends to increase with inflation (CPI) +2% for education fees. A recent study by Old Mutual revealed that at the current trend, the cost of education in 2035 will […]

  • Growth Hacking: What Is It And How Has It Helped My Business?

    Growth Hacking: What Is It And How Has It Helped My Business?

    What is growth hacking? “A growth hacker is a person whose true north is growth.” – Sean Ellis (2010) Small businesses have a fascination with growth – it’s like they want to get funding, buy lots of stock and wait for the customer to walk through the door. Sadly, this is not the reality. Growth […]

  • How to get good business ideas

    How to get good business ideas

    Good business ideas stem from solving problems, passions, talents, networks, and available resources. Experiment, research, and learn customer needs. Keep an ideas journal, avoid negativity, and immerse yourself in your customer’s world.

  • Is This A Startup Or A Small Business?

    Is This A Startup Or A Small Business?

    Startups disrupt markets, seek rapid growth, and pursue exits. Small businesses often prioritize steady income and lifestyle fit.

  • Practical growth hacking tips for your online business

    Practical growth hacking tips for your online business

    Unlock online growth with savvy strategies: from SEO to e-commerce, harness data-driven insights for maximum impact.

  • Fat FIRE: How To Retire Early Without Eating Out Of Trash Cans

    Fat FIRE: How To Retire Early Without Eating Out Of Trash Cans

    Balance financial goals with present enjoyment. Fat FIRE allows luxuries without sacrificing tomorrow’s security.

  • Overcoming the challenges of starting a hustle with no money

    Overcoming the challenges of starting a hustle with no money

    Hustle smarter, not harder! Learn to navigate challenges without deep pockets. Innovation and strategy are key to profitability.