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Balwin vs the owners at The Blyde Riverwalk Estate: dealing with majority stakes
The Blyde Riverwalk Estate: owning a majority stake in the sectional title scheme When buying property, you could be buying a full title, sectional title or leasehold. Balwin’s The Blyde Riverwalk development is a sectional title scheme where all the owners each own a section in the scheme. There is also common property, that is jointly owned […]
Waterfall City’s 99 year property lease agreement
Ownership: the 99-year lease agreement Long term property lease agreements are rare in South Africa, but not unheard of. One of the major developments in recent time, Waterfall in Midrand implemented an interesting, innovative 99-year lease agreement where you sort of have ownership, but don’t. Notwithstanding, we find that in our culture, we have the […]
What are the differences between a retirement annuity, pension fund and provident fund?
The retirement annuity, pension fund and provident fund When you speak to a financial advisor or join a new company, you might be either forced or encouraged to buy into a retirement product. As these products have lots of regulations and legal obligations, it might feel like you’re pouring money into a bottomless pit. Don’t […]
How To Save For My Child’s Education
You’ll need money for your child’s education The cost of a child’s education has been on the increase over the last 20 years. The upward trend tends to increase with inflation (CPI) +2% for education fees. A recent study by Old Mutual revealed that at the current trend, the cost of education in 2035 will […]
Growth Hacking: What Is It And How Has It Helped My Business?
What is growth hacking? “A growth hacker is a person whose true north is growth.” – Sean Ellis (2010) Small businesses have a fascination with growth – it’s like they want to get funding, buy lots of stock and wait for the customer to walk through the door. Sadly, this is not the reality. Growth […]
This is the list of real estate resources that you need
Comprehensive list of real estate resources for buyers, investors, and property owners. Start smart with these tools and guides!
Use the forms of value to make my business successful
Understand simple business models on how to make money. Learn how engagement models drive profit.
How to buy crypto safely in South Africa
Discover cryptocurrency investment options in South Africa, from corporate investments to direct purchases.
How To Effectively Screen Clients For Your Business
My business vs theirs When I was in the final year of my degree (yeah, I studied graphic design), they brought in a few recruiters to speak to us. They told us the following story: We know you’re able to get a job at the local print shop for R 8000 per month. Yes, other […]
What you need to know before you register your small business as a company
Should I register a company for my freelance/consulting/side hustle/startup? Many people want to just register a company, as they feel it’s the first step to making their offering official. I receive a call like this exceptionally often: “I have this awesome idea for a startup, and want to register a company. I know it will […]
Frugal Local’s top books to read for 2021
Frugal’s top books cover personal finance, business strategies, mental health, and fiction, offering diverse insights for readers
How to quit your job to go into business
Ready to quit your job and start a business? Plan strategically, match your skills with market needs, and find clients before taking the leap.
How To Handle Complex Sectional Title Nightmares: Case Studies
Understanding and addressing issues in sectional title schemes: trustees, managing agents, and owners need collaboration and accountability.
What is debt review? Does debt review affect my credit score?
Debt review: Understand its process and implications. Manage debts responsibly to avoid financial pitfalls.
Why Consultation Based Fees Are Better Than Assets Under Management
Financial advisors should add tangible value before charging fees. Understand pricing models and assess if services truly benefit your financial health.
How to get a home loan – the process
Navigating the home loan process involves paperwork, bank submissions, and understanding terms. Get insights on approvals, conditions, and registration.
How To Invest In Property Without Buying It Physically
Diversify property investments without physical ownership. Options include REITs, listed companies, unlisted companies, and property stokvels.
I Got Retrenched – What Now?
Navigate job loss with resilience. Manage finances, explore opportunities, and stay positive amidst adversity.
Should I buy my property in a trust, company or in my own name?
Learn about property ownership structures: trust, company, or personal name. Understand tax and liability implications for smart investment decisions.
Why you need dread disease cover in South Africa
Discover the importance of dread disease policies. Understand coverage, types, and survival periods to plan for the future.