Your cart is currently empty!
What you need to know before you register your small business as a company
Should I register a company for my freelance/consulting/side hustle/startup? Many people want to just register a company, as they feel it’s the first step to making their offering official. I receive a call like this exceptionally often: “I have this awesome idea for a startup, and want to register a company. I know it will […]
Frugal Local’s top books to read for 2021
Frugal’s top books cover personal finance, business strategies, mental health, and fiction, offering diverse insights for readers
How to access funding for my business
Funding isn’t always the answer. Start lean, learn, then grow. Options include self-funding, partners, loans, grants, or VCs.
How to quit your job to go into business
Ready to quit your job and start a business? Plan strategically, match your skills with market needs, and find clients before taking the leap.
Do You Really Need A Rental Agent?
Utilize rental agents for property management. They handle tenants, inspections, and maintenance, offering convenience and expertise.
Scam Wars – Which one is the most lucrative?
Looking for high returns? Beware of scams promising big profits. Stay safe, invest wisely, and avoid unregulated schemes.
Pay Off Debt Or Save Money – Which Is More Important?
Emergency fund or pay off debt? This is not financial advice.Please don’t see this as financial advice. This is an opinion piece. Do your own calculations and make your own decisions. After drinking too much coffee, I decided to throw the whole Twitter in disarray with a simple question: should I pay off debt or […]
What Makes The Most Money Over 20 Years?
I want my money to grow and be fully safe If you had R 100 000, where would you invest it? You don’t want to lose your money, but also not miss out on growth. Cash or equivalents have been the safe haven for people who don’t want to risk losing their money. The stock market, […]
Lost or Stolen Wallet: What should you do?
My wallet has been stolen. I recently had a tenant who was about to move into my property. He paid the deposit, but not yet the first month’s rent. As you know, I am very strict about tenants in my property and payments. Just before he had to pay the first month’s rent, he left his […]
How to buy property on auction in South Africa
Auctions and bidding Buying a property at auctions in South Africa can be disastrous if you don’t know what you’re doing. You can also buy an absolute bargain. When going to an auction, you need to know what you’re doing. You need to know your limits, what you’re buying and how the process works. Having […]
Is An ETF Better Than A Unit Trust?
Unit trusts and ETFs A friend of mine recently contacted his broker and requested information about investing in ETFs. He received feedback that they don’t offer the service. Yet, they do have unit trusts. What is the difference between an ETF and a unit trust? Note: if you have no idea what an ETF is, check […]
What I learnt In My First 3 Months Of Being Self Employed
Self-employment lessons – bye bye boss! One day, after a year of planning, I decided to leave my job. I told my boss that I need to get more control over my life and need to jump. She was very understanding and was thankful for the 7 weeks’ notice I provided. The idea of not having […]
How To Create A Budget For Your Side Hustle
Planning to start a small business People like using big words such as budgets, business requirement specifications, business plans and arabica. Sadly, for most of us, we don’t have a clue what these are. We want to make money from a side hustle, but the jargon freaks us out. In this post, I want to […]
How To Handle Complex Sectional Title Nightmares: Case Studies
Understanding and addressing issues in sectional title schemes: trustees, managing agents, and owners need collaboration and accountability.
What is debt review? Does debt review affect my credit score?
Debt review: Understand its process and implications. Manage debts responsibly to avoid financial pitfalls.
Why Consultation Based Fees Are Better Than Assets Under Management
Financial advisors should add tangible value before charging fees. Understand pricing models and assess if services truly benefit your financial health.
How to get your first successful client
Passion drives success in side hustles. Find your niche, position yourself strategically, and pursue meaningful connections for client acquisition.
How To Invest In Property With Family Or Friends
Collaborative property investment offers affordability, risk sharing, skill diversification, but requires clear agreements and legal protection.
Creating a file of life for in case something happens to you
Create a comprehensive “File of Life” containing legal documents, financial details, and personal information to leave a legacy and aid loved ones.
How to get a home loan – the process
Navigating the home loan process involves paperwork, bank submissions, and understanding terms. Get insights on approvals, conditions, and registration.