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// LOCALMONEY

  • Home
  • Property
        • Get Started On Property
        • Get Started On Property
        • First-time property investor
        • Property Tools
        • Should I buy my property in a trust, company or in my own name?
        • Rental property inspections // Checklists
        • Home Loan Calculator South Africa
        • Property Articles
        • Property And Tax
        • Advanced Property Articles
        • All Articles On Property
  • Money
        • Personal Finance
        • Get started investing in the stock market
        • How To Build Your Credit Score
        • All personal finance articles
        • Get It Cheaper
        • Stockbroker Platform Fee Comparison
        • Cryptocurrency Platform Fee Comparison
  • Hustles
        • I need a hustle
        • All Hustle Articles
  • Blog
  • Store
  • Media // Contact
        • FrugalLocal in the Media
        • Work with Me
        • Contact Frugal

Category: Personal Finance

  • Which investment platform is the cheapest? A fee comparison

    Which investment platform is the cheapest? A fee comparison

    Choosing investment platforms in SA? Focus on fees! Compare EasyEquities, Shyft, Clarity, FNB Shares Zero, Franc, Nedbank, & Brokstock for best returns.

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  • Ways To Buy Foreign Currency Legally In South Africa

    Ways To Buy Foreign Currency Legally In South Africa

    In SA, comply with SARB rules when buying forex. Use banks, bureaux, or online platforms like EasyEquities and PayPal for convenience.

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  • What does the rental housing tribunal do in South Africa?

    What does the rental housing tribunal do in South Africa?

    The Rental Housing Tribunal in South Africa resolves disputes between tenants and landlords. It offers arbitration and legal enforcement to rental laws.

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  • Investing with EasyEquities: An honest review

    Investing with EasyEquities: An honest review

    So you’re ready to start your investment journey. You want to start investing in ETFs, shares, crypto, and even dip your toes into the world…

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  • Strategies for Achieving a Work-Life Balance while Pursuing Financial Goals

    Strategies for Achieving a Work-Life Balance while Pursuing Financial Goals

    20 years from now, the only people who will remember that you worked late are your kids /antiwork Reddit Life can often feel like someone…

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  • The 10 Best Personal Finance Apps for South Africans

    The 10 Best Personal Finance Apps for South Africans

    Managing personal finances is easier with mobile apps. Options like 22seven, EasyEquities, and ClearScore offer budgeting, investing, and credit score monitoring.

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  • Understanding the Details of Your Life Insurance Policy

    Understanding the Details of Your Life Insurance Policy

    Life insurance is vital for financial security. Understand policy terms, types, and ask questions. Ensure enough coverage for your loved ones.

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  • How to benefit from the solar panel tax incentive for individuals

    How to benefit from the solar panel tax incentive for individuals

    New SA tax incentive promotes solar panel investment for individuals. Businesses also benefit with up to 125% deduction.

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  • Opportunities For Investing in property in townships in South Africa

    Opportunities For Investing in property in townships in South Africa

    Investing in township properties in SA offers income and wealth growth. Research, maintenance key.

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  • Gap cover 101: What you need to know

    Gap cover 101: What you need to know

    Gap cover bridges the gap between medical aid payouts and actual medical costs. It’s essential for unforeseen expenses and not covered by medical aid.

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  • How to negotiate estate agent commission

    How to negotiate estate agent commission

    Negotiate estate agent commissions wisely. When selling, compare services. When buying, leverage facts and rapport. Have backup plans.

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  • First-time property investor: tips and tricks

    First-time property investor: tips and tricks

    Prepare financially, get a loan, research areas, consider tenants, outsource tasks, calculate profitability, and commit for the long term when investing in property.

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  • How to calculate the ROI on rental property

    How to calculate the ROI on rental property

    Assess rental property profitability using metrics like ROI, cap rate, and the 1% rule. Leverage tax breaks and expert advice for optimal returns.

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  • How to pay less tax on rental property?

    Minimize property investment taxes by leveraging deductions like expenses and interest payments, optimizing legal structures, and exploiting tax breaks for substantial savings.

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  • How to get your home loan approved

    Meet the bank’s criteria: affordability, cash flow, credit score, and property valuation. Beware of red flags like overpriced properties and previous credit issues.

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  • How to pay off your bond quicker

    How to pay off your bond quicker

    Pay off your home loan faster by depositing extra money, negotiating lower rates, and possibly shortening the loan term.

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  • Fair wear and tear and rental properties – what you need to know

    Fair wear and tear and rental properties – what you need to know

    Fair wear and tear refers to expected deterioration from regular use, while damage is excessive or unauthorized changes causing substantial harm.

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  • How to do a rental property inspection – with Checklist!

    How to do a rental property inspection – with Checklist!

    Rental property inspections are crucial for both landlords and tenants. They protect against disputes and ensure accountability.

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  • How do repo rate changes affect my money?

    How do repo rate changes affect my money?

    Understanding interest rates is vital for managing finances. Changes affect loans, investments, businesses, and the economy.

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  • The opportunity cost of certification and degrees

    The opportunity cost of certification and degrees

    Success and earning potential aren’t solely determined by formal education or certifications. While qualifications can open doors, practical skills, experience, and entrepreneurship can lead to…

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