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How to calculate the ROI on rental property
Assess rental property profitability using metrics like ROI, cap rate, and the 1% rule. Leverage tax breaks and expert advice for optimal returns.
How to get your home loan approved
Meet the bank’s criteria: affordability, cash flow, credit score, and property valuation. Beware of red flags like overpriced properties and previous credit issues.
How to pay off your bond quicker
Pay off your home loan faster by depositing extra money, negotiating lower rates, and possibly shortening the loan term.
Waterfall City’s 99 year property lease agreement
Ownership: the 99-year lease agreement Long term property lease agreements are rare in South Africa, but not unheard of. One of the major developments in recent time, Waterfall in Midrand implemented an interesting, innovative 99-year lease agreement where you sort of have ownership, but don’t. Notwithstanding, we find that in our culture, we have the […]
How to buy property with friends
Should I be buying a property with friends? When it comes to buying a property with friends, this question is very complex – not only from a structural and management level but also from a people and psychological perspective. Friends are wonderful – I have some! Yet, there’s a big difference between friends and business […]
How To Negotiate Interest Rates For Your Home Loan
Learn the art of negotiating your home loan interest rate. Tips to prepare, apply, and renegotiate for better rates.
What is the difference between a home loan and a mortgage?
Discover the nuanced differences between a traditional mortgage and a home loan, and why understanding them matters for your financial strategy.
What You Need To Know Before You Buy Your First Property
Emotionally connect with the property. Budget wisely. Check credit score. Consider a bond originator.