Assess rental property profitability using metrics like ROI, cap rate, and the 1% rule. Leverage tax breaks and expert advice for optimal returns.
Meet the bank’s criteria: affordability, cash flow, credit score, and property valuation. Beware of red flags like overpriced properties and previous credit issues.
Pay off your home loan faster by depositing extra money, negotiating lower rates, and possibly shortening the loan term.
Ownership: the 99-year lease agreement Long term property lease agreements are rare in South Africa, but not unheard of. One of the major developments in…
Should I be buying a property with friends? When it comes to buying a property with friends, this question is very complex – not only…
Learn the art of negotiating your home loan interest rate. Tips to prepare, apply, and renegotiate for better rates.
Discover the nuanced differences between a traditional mortgage and a home loan, and why understanding them matters for your financial strategy.
Emotionally connect with the property. Budget wisely. Check credit score. Consider a bond originator.