The South African Hub For Property Investment // Personal Finance // dark coffee (humor) With LocalMoney

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Welcome to Local Money, the home of Frugal Local! This is my project to build a better South Africa – a place where I can give back to the world and share educational content with a twist of dark coffee (humour).

You’ll find articles and helpful insights into your money world, investments, property (getting a bond, investing in rental property) as well as a little bit of business sprinkled in there.

With investment property, you need to choose what you’re optimising for. Higher income, lower tax and limited liability – choose two!

Each combination has pros and cons – and on //LocalMoney you’ll find more than enough articles to assist with making the right choice.

Section 13sex allows investors to write off up to 100% of their purchase price against tax. To qualify, one must own at least 5 (new or unused) residential properties and treat them as a business.

Trusts are ideal for generational wealth transfer however, selling a property company can be easier and cheaper than individual properties.

Waterfall’s 99-year lease is a groundbreaking new form of ownership. If you sell the property, you are required to pay a 3.5% fee to renew the lease.

Buying US Dollars in South Africa can be challenging – here are your options on how to convert your Rands into foreign currency.

The EC10 Index by EasyCrypto // EasyEquities allows anyone to invest in a bundle of cryptocurrencies. Check out how it works.

When it comes to ETFs, fees are everything. In South Africa, which S&P 500 // MSCI World ETFs are the most cost-effective in the long run?

Join the community of South Africans wanting to build a better financial future

Welcome to Local Money, the home of Frugal Local! My name is Louis Barnard, also known as FrugalLocal, and I am a South African who is passionate about educating people on money, real estate, and building a successful online business.

On this website, you’ll find a wealth of information and resources to help you achieve your financial goals. Whether you’re looking to invest in property, improve your personal finance management, or start your own online business, you’ve come to the right place.

With over 1000 readers already joining me on my journey, I am committed to providing valuable insights, tips, and strategies to help you succeed. I write about money, property investment, and small business, and I help my readers make the most of their resources to achieve financial freedom.

Join me on social media, where you can find me on Twitter, Instagram, Pinterest, TikTok, and Facebook, and subscribe to my YouTube channel to get access to even more content. I look forward to connecting with you and helping you achieve your financial goals!

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